Masters of kitchen
Chocolate chip coffee cake is the kind of treat that instantly feels like a hug in food form. It’s soft, tender, a little bit sweet, and packed with melty chocolate chips that make every bite a moment worth savoring.
Unlike a frosted cake meant for birthdays, this cake is more casual—perfect for slow weekend mornings, brunch gatherings, or a quick bite with your afternoon coffee. It strikes a delicious balance between a moist cake and a sweet, buttery cinnamon crumb topping.
One slice and you’ll understand: it’s not just a chocolate chip crumb cake—it’s a slice of comfort.
What Is Chocolate Chip Coffee Cake?
Despite its name, there’s no coffee in this cake. Coffee cake simply refers to a moist breakfast cake traditionally served with coffee rather than containing it. Add in a generous helping of chocolate chips and you’ve got a decadent twist on a brunch classic.
This brunch dessert walks a perfect line between breakfast and dessert. The base is soft and fluffy, often enriched with sour cream or yogurt, while the top brings a buttery cinnamon streusel crunch that’s impossible to resist.
Each slice delivers a comforting contrast—tender crumb, warm spice, and melty chocolate throughout. Whether you’re looking for an easy coffee cake recipe or something a little extra special, this cinnamon chocolate chip cake hits all the right notes.
Origins of Coffee Cake (With a Chocolate Chip Upgrade)
Coffee cake has roots in European baking—especially in Germany and Scandinavia—where yeast-leavened cakes were served with strong coffee. These early versions were less sweet and didn’t include a crumb topping.
The American-style coffee cake we know today evolved over time, eventually including baking powder or soda for a lighter crumb and a sugary, spiced streusel on top.
Adding chocolate chips to the mix is a more modern upgrade. It reflects the trend of making classic baked goods just a bit more indulgent—something that works wonderfully for casual breakfasts or entertaining. In the U.S., chocolate chip coffee cake is beloved for its nostalgic flavor and universal appeal.
Why You’ll Love This Chocolate Chip Coffee Cake
This recipe checks all the boxes for a go-to treat that feels homemade and cozy. It’s ideal for gatherings like brunches or baby showers—but also just as welcome on a quiet Sunday morning.
It’s versatile too. Want to swap the chocolate chips for white chocolate or butterscotch? Easy. Craving a little crunch? Toss in some walnuts or pecans.
Make it ahead – tastes even better the next day!
Double the recipe – great for freezing individual portions.
It also happens to be kid-friendly, loved by picky eaters, and holds up beautifully when stored or reheated. Whether you’re baking for others or just yourself, this coffee cake delivers big comfort with minimal effort.
Key Ingredients that Make It Irresistible
Let’s break down the ingredients that turn this from an average cake into a cozy classic.
-
Sour cream or Greek yogurt: These add moisture and a slight tang, keeping the crumb soft without being heavy. Greek yogurt works great for a slightly lighter version.
-
Brown sugar & cinnamon: This flavor duo gives warmth and depth, especially in the streusel topping and ribboned throughout the batter.
-
Semi-sweet chocolate chips: These offer a rich chocolate flavor without overpowering the cake. Mini chocolate chips distribute evenly for a touch of chocolate in every bite.
-
Flour, butter, and eggs: The base of any cake, working together for structure and softness.
-
Optional extras: Chopped walnuts or pecans bring texture and a nutty twist.
-
Baking powder vs. baking soda: Some recipes use one, others both. Baking soda reacts with acidic ingredients like sour cream for lift, while baking powder adds lightness overall.
Each ingredient plays a role in crafting the ultimate moist breakfast cake.
Chocolate Chips in Coffee Cake – Tips & Tricks
Want evenly distributed chocolate in every bite? These tips will help.
-
Best chips: Use mini or semi-sweet chocolate chips. They melt beautifully without being overly sweet.
-
Prevent sinking: Toss chips in a tablespoon of flour before folding into the batter. This keeps them from sinking to the bottom during baking.
-
Different chocolates: Want a twist? Try dark chocolate chips for a more intense flavor or milk chocolate for extra sweetness.
Chocolate chips should enhance—not dominate—the cake. Finding that balance is the secret to a truly crave-worthy chocolate chip crumb cake.
The Cinnamon Streusel Topping
The streusel topping is the crown jewel of any coffee cake—and this one is no exception.
To make it, combine flour, brown sugar, cinnamon, and melted or cold butter. The goal is a crumbly texture that bakes into a golden, crunchy layer.
For extra flavor and crunch, add a handful of chopped nuts or even a few more chocolate chips. Want that classic bakery-style texture? Chill the topping slightly before sprinkling it on—it’ll clump better and stay crumblier in the oven.
This topping turns your cozy cake into something truly bakery-worthy.
How to Make Chocolate Chip Coffee Cake (Step-by-Step Guide)
Prep and Preheat
Start by preheating your oven to 350°F (175°C). Grease a 9×9-inch square pan or line it with parchment paper for easy removal.
Bring your eggs, butter, and sour cream to room temperature—this helps everything mix smoothly and results in a softer crumb. It’s a small step that makes a big difference.
Mix the Batter
Use the creaming method to start: beat the butter and sugar until light and fluffy. This builds air into the batter, giving you that tender, bakery-style texture.
Add in the eggs one at a time, followed by the vanilla and sour cream. Then mix in the dry ingredients gradually, just until combined.
Finally, fold in the chocolate chips gently using a spatula. Don’t overmix here—you want to preserve that fluffy texture!
Layering the Cake and Topping
Pour half the batter into your prepared pan. Sprinkle a layer of cinnamon streusel evenly across it. Then pour the remaining batter on top and smooth it out.
Finish with more streusel and—if you like—a handful of mini chocolate chips or chopped nuts for extra flair and crunch.
Bake and Cool
Bake for 35–45 minutes, depending on your oven. The cake is done when a toothpick inserted into the center comes out with just a few moist crumbs.
Let it cool in the pan for 15–20 minutes before slicing. This is when the chocolate chip crumb cake magic really sets in—moist, aromatic, and full of comforting flavor.
Easy Variations and Customizations
Flavor Swaps
Give your coffee cake a seasonal twist by adding mashed banana, pumpkin puree, or applesauce to the batter. These ingredients bring natural sweetness and moisture.
Mix-In Ideas
Craving something a little different? Try white chocolate chips, butterscotch morsels, or even chopped toffee. A swirl of Nutella or peanut butter works beautifully too.
Dietary Adjustments
To make a gluten-free version, use a 1:1 gluten-free flour blend. For dairy-free needs, swap butter for coconut oil and use a plant-based yogurt. You’ll still get that moist breakfast cake texture without compromise.
Serving Suggestions – Brunch to Dessert
This cake shines during brunch spreads but also holds its own as a cozy dessert.
Serve warm with a hot cup of coffee, chai latte, or herbal tea. A dollop of whipped cream or vanilla yogurt on top turns it into a plated dessert worthy of any occasion.
Hosting a holiday breakfast, baby shower, or book club? Chocolate chip coffee cake fits right in with its homey, indulgent charm.
Storage, Freezing, and Reheating Tips
Store leftovers in an airtight container at room temperature for 3–4 days. For longer shelf life, refrigerate for up to a week.
To freeze, slice the cooled cake and wrap individual portions in plastic wrap and foil. Pop into a freezer-safe bag—good for up to 3 months.
When ready to enjoy, microwave for 15–20 seconds to bring back that fresh-baked warmth. It’s like hitting the rewind button on delicious.
Common Mistakes to Avoid
-
Overmixing the batter: This can lead to a dense, tough crumb. Stop mixing as soon as the ingredients are incorporated.
-
Overbaking: Keep an eye on the cake. Dry coffee cake isn’t anyone’s favorite.
-
Using cold butter in streusel: For that perfect crumbly topping, use softened or melted butter to help the ingredients combine better.
Avoiding these mistakes ensures your chocolate chip coffee cake comes out bakery-level every time.
FAQs About Chocolate Chip Coffee Cake
What makes coffee cake different from regular cake?
Coffee cake isn’t usually frosted and has a streusel topping instead. It’s designed to be a bit less sweet and more suitable for morning or midday snacks.
Can I make this coffee cake without sour cream?
Yes! You can substitute with plain Greek yogurt, buttermilk, or even full-fat regular yogurt. The texture and moisture will still shine.
How do I stop the chocolate chips from sinking?
Toss them in a tablespoon of flour before adding to the batter. This helps them “stick” and prevents sinking during baking.
Can I freeze coffee cake with streusel topping?
Absolutely. Streusel freezes well. Just wrap the cake tightly and let it come to room temp or microwave for best texture after thawing.
Does this recipe work in a bundt pan or loaf pan?
Yes, but you’ll need to adjust the bake time. For loaf pans, add 10–15 extra minutes. For bundt pans, reduce the temperature slightly and check early.
More Cake Recipes to Try
Looking for more sweet bakes to add to your dessert rotation? Here are a few cozy, crowd-pleasing favorites you’ll love:
-
German Chocolate Poke Cake – Rich, moist chocolate cake infused with sweetened condensed milk and topped with a gooey coconut-pecan frosting.
-
Amish Cinnamon Sugar Coffee Cake – A simple, old-fashioned cinnamon breakfast cake with a sugary crust and tender crumb.
-
Gooey Chocolate Caramel Turtle Cake Bars – Fudgy, chocolatey layers swirled with caramel, pecans, and chocolate chips—like turtle candy in cake form.
-
Caramel Cheesecake Bars – Creamy cheesecake meets buttery shortbread crust and a silky caramel drizzle.
-
Gluten-Free Rhubarb Crumb Cake – Tart rhubarb baked into a fluffy gluten-free cake with a cinnamon oat crumble topping.
Each one brings a different flavor twist to the table—try one next time you need a comfort bake or a dessert that wows!
Chocolate Chip Coffee Cake
Equipment
- 9x9 inch baking pan
- Mixing bowls
- Hand or stand mixer
- Rubber spatula
- Measuring cups and spoons
- Cooling rack
Ingredients
For the Cake:
- ½ cup 1 stick unsalted butter, softened
- ¾ cup granulated sugar
- 2 large eggs
- 1 cup sour cream or Greek yogurt
- 1½ tsp vanilla extract
- 1½ cups all-purpose flour
- 1 tsp baking powder
- ½ tsp baking soda
- ¼ tsp salt
- 1 cup semi-sweet or mini chocolate chips tossed in 1 tbsp flour
For the Streusel Topping:
- ⅓ cup brown sugar
- ½ cup all-purpose flour
- 1 tsp ground cinnamon
- ¼ cup unsalted butter softened
- Optional: ¼ cup chopped walnuts or pecans
Instructions
- Preheat the oven to 350°F (175°C). Grease and line a 9x9-inch pan with parchment paper.
- In a bowl, cream butter and sugar until light and fluffy. Beat in eggs, then add sour cream and vanilla.
- In a separate bowl, whisk together flour, baking powder, baking soda, and salt. Gradually mix into wet ingredients.
- Fold in chocolate chips tossed in flour.
- Make the streusel: Mix brown sugar, flour, cinnamon, and butter until crumbly.
- Layer batter and streusel: Add half the batter, sprinkle half the streusel, repeat.
- Bake for 35–45 minutes, or until a toothpick comes out with just a few crumbs.
- Cool for 15–20 minutes before slicing. Serve warm or at room temp.
Notes
- You can substitute sour cream with Greek yogurt or buttermilk.
- To prevent chips from sinking, always toss them with flour before folding into batter.
- Store leftovers in an airtight container for up to 4 days or freeze slices for up to 3 months.
Nutrition
Final Thoughts – The Ultimate Cozy Bite
Chocolate chip coffee cake is one of those simple joys that never goes out of style. It’s easy to make, hard to mess up, and always a crowd-pleaser.
Feel free to experiment with mix-ins, play with flavors, and make it your own. Whether you’re baking for a holiday, a guest, or just for yourself, this cake delivers warmth, comfort, and a whole lot of chocolate in every bite.